The Liquidity Simulator

Model your facility.
In real time.

Adjust the quantum, rate, and tenure to estimate your monthly instalment. Indicative figures — your consultant will confirm the exact terms from matched lenders.

S$250,000
S$10KS$3M
6.0%
1%20%
Estimated Breakdown
Monthly Instalment
S$4,833
PrincipalS$250,000
Total InterestS$39,992
Total PayableS$289,992
Principal 86%Interest 14%
Apply For This Facility
The Equity Release Simulator

Cash out your property.
Two ways to service it.

Release equity from your owned property and choose how you repay — either amortised principal and interest, or interest-only servicing on a 1-year renewable term. Indicative figures only.

S$500,000
S$50KS$5M
4.00%
1%12%
Amortised Breakdown
Monthly Instalment
S$3,030
PrincipalS$500,000
Total Interest (240 mo)S$227,176
Total PayableS$727,176
Principal 69%Interest 31%
Apply For This Facility
Answers First

About the numbers.

Still unsure which facility fits? Send your details and a consultant will tell you directly — no obligation.

How is the monthly instalment calculated?

The loan calculator uses standard amortisation: a fixed monthly instalment covering interest and principal across your chosen tenure. Early instalments are weighted toward interest, later ones toward principal.

Are the interest rates shown indicative?

The calculator applies the rate you enter so you can model scenarios. Actual pricing depends on the lender's assessment, facility type, security and tenure — your consultant confirms the real figures before you commit.

What is a property cash-out loan?

It releases equity from a property you own by refinancing or taking a loan against its valuation. You keep the property and repay the facility over the new tenure, either principal-and-interest or interest-only.

Does using the calculator affect my credit score?

No. The calculator runs entirely in your browser and sends nothing to us or to any lender. It is a modelling tool, not an application.

Ready When You Are

Let's accelerate
your capital.

Initialize a no-obligation consultation, or model your facility first with our liquidity simulator.